Personal Checking

PeoplesBank makes your checking more personal with features and benefits that make sense for you.

Compare Checking Accounts Checking Account Rates

Free Checking

Convenient checking without the extra fees or hoops.

  • No monthly maintenance service charge
  • No minimum balance requirement
  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide1
Open Free Checking

Choice Checking

Need easier access to your money? Choice Checking allows you to use any ATM and receive up to $6.00 of your ATM fees rebated every statement cycle.

  • No monthly maintenance service charge with total deposits of $2,000 or more during each statement cycle2
  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide
  • Up to $6.00 of other ATM fees rebated per statement cycle
Open Choice Checking

Interest Checking

Earn interest on your checking balance each month and receive unlimited ATM fee rebates.3

  • No monthly maintenance service charge with $5,000 or more in this account's average daily balances during each statement cycle4
  • Free ATM transactions at any ATM - any ATM fees paid will be rebated every statement cycle
  • Free checks orders5
  • Free Official Checks and Money Orders
View Checking Rates
Open Interest Checking

All checking accounts come with:

Free ATM Transactions

Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs1

Free Instant Issue Visa® Debit or ATM Card

Free Instant Issue Visa® Debit or ATM Card 

Free MyPassion® Debit Card

Free MyPassion® Debit Card

PeoplesOnline Banking

Free PeoplesOnline Banking, Bill Pay and eStatements 

PeoplesOnline Mobile Banking

Free Mobile Banking with Fingerprint Login and Mobile Check Deposit6 

Free Access24 Telephone Banking


Additional Accounts & Services

Personal Visa® Debit & ATM Cards

  • Pay for purchases wherever Visa is accepted worldwide
  • Transfer funds, make deposits and check account balances at all PeoplesBank ATM locations
  • Protection and security with Fraudwatch® Plus7
Debit & ATM
VISA Debit
Premium Savings

Personal Savings, Money Markets & CDs

Saving towards a goal or a rainy day has never been so simple. We've got a savings account for every step in your life.

Savings options

PeoplesBank MyPassion® Card

Design your debit card using your favorite photograph or by choosing an image from our online gallery.

Design your MyPassion Card
Online Banking

PeoplesOnline Banking

Manage your accounts and pay bills from the comfort of your home or office.

With PeoplesOnline Banking you can:

  • View account balances and eStatements
  • Set up one time or recurring bill pay
  • Transfer funds
Enroll in PeoplesOnline Banking

Mobile Banking & Mobile Deposit

Enjoy all the benefits of online banking plus mobile check deposit on the go.

Download the app
Mobile Banking

Overdraft Protection Services

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

We can cover your overdrafts in different ways.

Overdraft Protection Services

Legal Information & Disclosures

Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.

1 Free Checking account customers will have a $1.50 charge for using non-network ATMs.
2 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
3 As of 01/02/20, the Interest Checking account pays an APY of 0.10%; interest rate subject to change without notice after account opening.
4 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
5 Free checks are standard, wallet style design only.
6 3rd party fees for message, data and internet services may apply.
7 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.