Personal Checking

PeoplesBank makes your checking more personal with features and benefits that make sense for you.

Compare Checking Accounts Checking Account Rates

Free Checking

Convenient checking without the extra fees or hoops.

Visit any PeoplesBank office today to open a Free Checking account.

Find a branch

  • No monthly maintenance service charge
  • No minimum balance requirement
  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide1

Choice Checking

Need easier access to your money? Choice Checking allows you to use any ATM and receive up to $6.00 of your ATM fees rebated every statement cycle.

Visit any PeoplesBank office today to open a Choice Checking account.

Find a branch

  • No monthly maintenance service charge with total deposits of $2,000 or more during each statement cycle2
  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide
  • Up to $6.00 of other ATM fees rebated per statement cycle

Interest Checking

Earn interest on your checking balance each month and receive unlimited ATM fee rebates.3

Visit any PeoplesBank office today to open an Interest Checking account.

Find a branch

  • No monthly maintenance service charge with $5,000 or more in this account's average daily balances during each statement cycle4
  • Free ATM transactions at any ATM - any ATM fees paid will be rebated every statement cycle
  • Free checks orders5
  • Free Official Checks and Money Orders
View Checking Rates

All checking accounts come with:

Free ATM Transactions

Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs1

Free Instant Issue Visa® Debit or ATM Card

Free Instant Issue Visa® Debit or ATM Card 

Free MyPassion® Debit Card

Free MyPassion® Debit Card

PeoplesOnline Banking

Free PeoplesOnline Banking, Bill Pay and eStatements6 

PeoplesOnline Mobile Banking

Free Mobile Banking with Fingerprint Login and Mobile Check Deposit7 

Free Access24 Telephone Banking

 

Additional Accounts & Services


Legal Information & Disclosures

Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.

1 Free Checking account customers will have a $1.50 charge for using non-network ATMs.
2 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
3 As of 11/1/18, the Interest Checking account pays an APY of 0.10%; interest rate subject to change without notice after account opening.
4 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
5 Free checks are standard, wallet style design only.
6 Free Checking account customers will have $1.50 Paper Statement Charge if they choose to opt-out of eStatement delivery.
7 3rd party fees for message, data and internet services may apply.
8 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.