Personal Checking

PeoplesBank makes your checking more personal with features and benefits that make sense for you.

Compare Checking Accounts Checking Account Rates

Free Checking

Convenient checking without the extra fees or hoops.

Open Free Checking

As a Free Checking account holder, you'll have:

  • No maintenance service charge
  • Free first order of checks1

Easy Checking

Easy access to your money nationwide with free ATMs.

Open Easy Checking

With Easy Checking, you’ll get free ATM access nationwide, including refunds of other banks’ surcharges. You’ll also get:

  • No maintenance service charge – as long as you have at least one direct deposit per statement period2
  • Free first order of checks1

Interest Relationship Checking

With Interest Relationship Checking, you’ll earn interest on your checking balance each month.3

Open Interest Relationship Checking

In addition, you’ll receive:

  • No maintenance service charge – as long as you have an average daily balance of $5,000 in any combination of deposits and/or loans4
  • Free checks for life1
  • Free money orders/official checks
View Checking Rates

All checking accounts come with:

Free ATM Transactions

Free ATM
Transactions 5

Free Instant Issue Visa® Debit or ATM Card

Free Instant Issue Visa® Debit or ATM Card 

Free MyPassion® Debit Card

Free MyPassion® Debit Card

PeoplesOnline Banking

Free PeoplesOnline Banking, Bill Pay and eStatements 

PeoplesOnline Mobile Banking

Free Mobile Banking with Fingerprint Login and Mobile Check Deposit 6 

Free Access24 Telephone Banking

 

Additional Accounts & Services


Legal Information & Disclosures

Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.

1 Free checks are standard, wallet style design only.
2 Easy Checking accounts will have a $20 maintenance service charge imposed if no direct deposit is received during each statement period.
3 As of 1/2/18, the Interest Relationship Checking account pays an APY of 0.10%; interest rate subject to change without notice after account opening.
4 Interest Checking accounts will have a $10 maintenance service charge imposed if $5,000 in average daily balances in a combination of deposits and loans is not maintained for each statement period.
5 Other banks may impose a surcharge for using their ATMs.
6 3rd party fees for message, data and internet services may apply.
7 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.