It's possible to make a house a home.
At PeoplesBank, we want every closing to feel more like an opening. Whether your purchasing or refinancing, your mortgage is the beginning of a lifetime of memories. When you need a mortgage or a home equity line of credit, we're here to help you reach your goals and start making memories today.
Fixed Rate Mortgage
Lock in today's low interest rates - your monthly payment will never change.
Choose from a variety of fixed rate terms.Apply Online
Adjustable Rate Mortgage
Interest rates and monthly payments are locked in for a specified initial period - and may vary thereafter. Maximum rate adjustment of 2% per review; 6% over life of loan.
Choose from a variety of terms.Apply Online
First Time Home Buyer
Choose a fixed rate loan with one closing. Finance up to 80% of the construction cost or appraised value (whichever is less) of your new home, and you'll make interest-only payments during construction. Your mortgage may include up to 80% of the land cost.
Contact a PeoplesBank Mortgage Consultant for more information or to apply.
Non-Owner Occupied Property
Looking for an investment opportunity? Lock in one of today's fixed rate loans for your 1 to 4 family investment property. With a minimum of 20% down, you will know that your monthly principal and interest payments will never change.Apply Online