Your business is like no other.

That’s why PeoplesBank offers a variety of checking and savings accounts to fit your specific business needs.

Compare Business Checking Accounts

Free Business Checking

Our Free Business Checking account is ideal for those business owners who tend to have lower transaction volume.

As a Free Business Checking account holder, you'll have:

  • No maintenance fee
  • No minimum balance or account activity requirement
  • Up to 250 free deposited items monthly1
  • Up to 250 free checks paid monthly1

Visit any PeoplesBank office to open a Free Business Checking account.

BusinessEdge

BusinessEdge is ideal for those business owners with lower transaction volume who utilize electronic payments (ACH) or have Remote Deposit Capture (RDC) needs.

As a BusinessEdge account holder, you'll have:

  • No maintenance fee
  • No minimum balance or account activity requirement
  • Up to 250 checks paid monthly1
  • Up to 100 checks deposited by RDC monthly1
  • Up to 100 ACH transactions monthly1
  • ACH and RDC limits apply (subject to approval)
  • Fraud Protection Services with Positive Pay and account alerts

Visit any PeoplesBank office to open a BusinessEdge account.

Business Interest Checking

Business Interest Checking is ideal for organizations with low monthly transaction volumes.

As a Business Interest Checking account holder, you'll earn interest on your checking balance each month and:

  • Maintain a daily balance of $5,000 to avoid a monthly maintenance fee
  • Up to 250 free deposited items monthly1
  • Up to 250 free checks paid monthly1

Visit any PeoplesBank office to open a Business Interest Checking account.

Commercial Checking

Our Commercial Checking account is ideal for businesses with higher transaction activity, balances or would benefit from Cash Management Solutions.

As a Commercial Checking account holder, you'll have:

  • Competitive earnings credit rate to offset service charges
  • Cash Management Solutions including ACH origination, Remote Deposit Capture, and more
  • Fraud Protection Services with Positive Pay and account alerts

To hear more about PeoplesBank's Cash Management solutions, email Cash Management or call 413.493.7517.

IOLTA

Interest on Lawyers Trust Accounts (IOLTA)2 are interest-bearing accounts for client deposits and are held for a short period of time.

  • Earns Interest
  • No account maintenance service charge
  • No per transaction service charges
  • Fraud Protection Services with Positive Pay and account alerts

Visit any PeoplesBank office to open an IOLTA account.

 

Checking accounts come with:

Free ATM Transactions

Free ATM
Transactions 3

Free Instant Issue Visa® Debit or ATM Card

Free Instant Issue Visa® Business Debit or ATM Card 

PeoplesOnline Banking

Free Online Business Banking, Bill Pay and eStatements 

PeoplesOnline Mobile Banking

Free Mobile Banking with Fingerprint Login and Mobile Check Deposit 4

Fraud Protection

Fraud Protection Services through account alerts

Business Checks

Discount on Business Checks

Additional Accounts & Services


Legal Information & Disclosures

1 There is a charge of $0.50 per item over these limits. 
2 Debit and ATM cards are not included with IOLTA accounts. 
3 Other banks may impose a surcharge for using their ATMs.
4 3rd party fees for message, data and internet services may apply.
5 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.