Personal Rates
Rates that reward you. Accounts that make sense.
- Competitive rates on savings, money market accounts, CDs, and checking — we keep our rates strong so you don't have to chase them.
- Start with as little as $1 — many of our accounts require no big upfront commitment to open or earn interest.
- FDIC insured — every deposit is backed by the federal government up to $250,000. Your money is safe with us.
Rates effective as of 09/24/26 and are subject to change without notice. Fees may reduce earnings on an account.
CDs (Certificates of Deposit) & IRAs
A CD lets you lock in today's rate for a set term and watch your money grow — guaranteed. No market risk, no guesswork. The longer your term, the better the rate we can offer you.
Promotional Rates1
Standard Rates2
Savings Accounts3
Our savings accounts are built for every stage — whether you're just getting started or growing a serious balance. Open with as little as $1, earn interest from day one, and access your money whenever you need it.
Checking Accounts4
The right checking account depends on how you use it. Whether you want zero fees, ATM flexibility, or interest on your balance, we've got an option that fits. All accounts include free access to over 55,000 ATMs worldwide.
Legal Information & Disclosures
Certificates of Deposit (CDs) & IRAs
1 Promotional Rates - The APY assumes principal and interest remains on deposit until maturity. A penalty may be imposed for early withdrawal from a CD and is based on the maturity term and could reduce earnings. Account must be opened in one of our banking centers and is available to consumer customers only. CD rates are fixed for the term of the account. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Transaction Limitations apply. Balances are insured up to applicable FDIC limits. Offer can be withdrawn at any time. Rates are subject to change at any time and are not guaranteed until the account is opened.
2 Standard Rates - The APY assumes principal and interest remains on deposit until maturity. A penalty may be imposed for early withdrawal from a CD and is based on the maturity term and could reduce earnings. CD rates are fixed for the term of the account. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Transaction Limitations apply. Balances are insured up to applicable FDIC limits. Rates are subject to change at any time and are not guaranteed until the account is opened.
At our discretion, interest rate and APY may change at any time after the account is opened. The Annual Percentage Yields (APY) are accurate as of the date listed. Fees may reduce earnings on an account.
* Growth Savings - $10.00 monthly maintenance fee applies if your balance falls below $2,500.00 on any day during the statement cycle.
^ Student Savings - A parent or legal guardian who is at least 18 years old is required to be a joint owner on this account for customers under the age of 18 (minor).
~ Simple Home Savings - The maximum account balance eligible to earn interest is $50,000.00. Balances above $50,000.00 will not earn interest. Limit one Simple Home Savings account per person. Available only to residents of Massachusetts and Connecticut. Additional Terms and Conditions apply.
At our discretion, interest rate and APY may change at any time after the account is opened. The Annual Percentage Yields (APY) are accurate as of the date listed above. Fees may reduce earnings on an account.
+ Interest Checking - A $20.00 maintenance fee is imposed each statement cycle if the average daily balance for the statement cycle falls below $5,000.00.