We have the solutions to help your business grow. 

For businesses with annual revenue less than $5 million and credit needs of $1 million or less, our products can help you seize every opportunity to grow your business. Minimum loan request is $10,000.

Please note – The business loans referenced on this page are not connected with the COVID-19 CARES Act “Payroll Protection Program” (PPP) relief loans for small businesses. Additional information on that program can be found here. The information on that page will be updated as it is available.

Business Loans

  • Term loans to expand your business or upgrade your facilities.
  • Lines of credit to help manage your cash flow or act quickly on a business opportunity.

For requests greater than $1 million, email the Business Lending Center.

Apply Online

Business Mortgage

  • For owner occupied or investment real estate
  • Competitive rates and flexible terms.

For requests greater than $1 million, email the Business Lending Center.

Apply Online

Contact Our Team

For more information about Business Lending, email Business Banking. Find the Business Banking Officer closest to you by choosing your town or city from the search box below.

picture of Cheri Mills
Cheri Mills,
Business Banking Officer
Office Phone:413.493.8743
Email Cheri Mills
picture of Jay Seyler
Jay Seyler,
Vice President Business Banking
Office Phone:413.493.7410
Email Jay Seyler

Please call413.538.9500for information regarding this location.

Learn More About Our Products

Business Term Loan

Whether you are looking to expand your operations or upgrade your facilities, our term loan is the credit solution for you. We provide financing for a variety of business needs, for example new equipment or vehicle purchases, renovations, and permanent working capital. Borrow up to seven years and receive a fixed rate.

Term Loan
Lines of Credit

Business Line of Credit

Quick access to your money when you need it. Our business line of credit can help you manage your cash flow, act on business opportunities and take advantage of vendor discounts for prompt payment. A PeoplesBank line of credit will help meet your short term borrowing needs.

Business Mortgage

No matter what type of real estate investment you are considering - owner occupied or investment real estate, we can provide you with the right mortgage, at competitive rates and flexible terms.

Business Lending
Commercial Lending

Small Business Administration (SBA) Guaranteed Loan

PeoplesBank is a Preferred SBA Lender, offering loan programs, including 7a, 504, SBA Express and Patriot Express.