Unlock your home's equity.

Borrow funds for home projects, large purchases, unplanned expenses or to consolidate your debt.

Home Equity Line of Credit

Access the equity in your home with a home equity line of credit. Have the flexibility to write checks against your line of credit anytime.

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  • Borrow up to 90% of the equity in your home
  • Enjoy a low variable interest rate
  • Make payments only when you actually borrow the money
  • Interest may be tax deductible*

Plus, you have the ability to convert a portion of your home equity line to a fixed rate, fixed term loan and still retain access to the remaining balance of your equity through the line of credit.

Variety of terms available.

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Home Equity Loan

With a home equity loan your payments are fixed for the life of the loan.

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  • Borrow up to 90% of the equity in your home
  • Enjoy a competitive fixed rate
  • Interest may be tax deductible*
  • Variety of terms available
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Energy Efficiency Home Equity Loan

Make your home more energy efficient.

Minimizing your home’s environmental impact is good for the environment and saves you money.

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  • ¼% off our standard Home Equity Loan rates**
  • Borrow up to 90% of the equity in your home
  • 50% of the loan amount must be for energy savings improvements
  • Variety of terms available
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For more information, visit an office or call 413.538.9500.

 

Home Improvements

Tips of the Trade: Home Improvements to Raise the Value of Your Home

Buying a home is one of the best investments you can make. Yet there are many things you can do to keep that investment growing.

We've outlined the five home improvements you can make to get the best return on your investment and raise the value of your home, according to the 2014 Cost vs. Value Report.

Read More


Legal Information & Disclosures

*Consult with your tax advisor

**The Energy Efficiency Home Equity loan offers ¼% off our standard Home Equity loan rates when at least 50% of the funds is used for the purpose of improvements designed to minimize the home’s environmental impact. You will be required to show documentation of the project highlighting the energy efficiency improvement. Offer subject to change without notice.