Compare Personal Checking
Same bank. Different accounts. One right choice for you.
Not all checking accounts are created equal — and that's by design. Browse and compare our personal checking options to find the account that fits how you bank every day.
Ready to get started? Open your PeoplesBank checking account online in minutes.
Free Checking
Choice Checking
Minimum to Open
Maintenance Service Charges
Features
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide
- Refunds of other banks' ATM surcharges (up to $6.00 per statement cycle)
- Free VISA® Debit Card
- Free Online Banking
- Free Mobile Banking5
- Free Telephone Banking
Interest Checking
Minimum to Open
Maintenance Service Charges
Earns Interest
| Free Checking | Choice Checking | Interest Checking | |
|---|---|---|---|
| Open Online | Open Online | Open Online | |
| Minimum to Open | $10 | $10 | $10 |
| Maintenance Service Charges | $0 | $10 waived with total deposits of $2,000 or more during each statement cycle direct deposit1 | $20 waived with $5,000 average daily balances2 |
| Minimum to Earn Interest | N/A | N/A | $10 View Checking Rates |
| Free Checks3 | |||
| Free Money Orders/Official Checks | |||
| Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide | |||
| Refunds of Other Banks' ATM Surcharges4 | Up to $6.00 per statement cycle | ||
| Free VISA® Debit Card | |||
| Free Online Banking | |||
| Free Mobile Banking5 | |||
| Free Telephone Banking |
Legal Information & Disclosures
Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.
1 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
2 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
3 Free checks are standard, wallet style design only.
4 Free Checking account customers will have a $3.00 charge for using non-PeoplesBank and non-Allpoint ATMs.
5 3rd party fees for message, data and internet services may apply.