Massachusetts Housing Partnership (MHP)
Massachusetts Housing Partnership (MHP) loan programs
The MHP ONE and MHP ONE+ are homeownership programs offered by PeoplesBank through the Massachusetts Housing Partnership.
The program is designed to offer affordable mortgage options in low-to-moderate-income, first-time homebuyers in Massachusetts.
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Paul Addamo,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 93047
Vincent Celentano,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 552467
Mavis Charles-Durham,
CRA Mortgage Loan Officer
NMLS ID# 632468
Eric Coutinho,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 1801388
Dan Danillowicz,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 529083
Lisa Mish,
CRA Mortgage Loan Manager
NMLS ID# 50274
Gulasar Niyazova,
Vice President, Mortgage Loan Officer
NMLS ID# 1420818
Peter Sulick,
Vice President, Mortgage Sales Manager
NMLS ID# 12152
Please call413.538.9500for information regarding this location.
Benefits for first time homebuyers
The program provides a significant benefit to First Time Homebuyers by making homeownership more affordable.- Low-down payment requirements
- Discounted interest rates
- No private mortgage insurance
- Interest payment subsidy
- Financial assistance options for eligible borrowers
Compare MHP Programs
Location
Buying anywhere in MA
Interest rate reduction2
Yes
Down payment requirements
As low as 3% down payment
Private mortgage insurance
No PMI required
Down payment and closing cost assistance
No
Location
Living in one of four towns in Western MA: Chicopee, Holyoke, Springfield & Westfield1
Interest rate reduction2
Yes
Down payment requirements
As low as 3% down payment
Private mortgage insurance
No PMI required
Down payment and closing cost assistance
Yes
 |
 |
|
|---|---|---|
| Location | Buying anywhere in MA | Living in one of four towns in Western MA: Chicopee, Holyoke, Springfield & Westfield1 |
| Interest rate reduction2 | ||
| Down payment requirement | As low as 3% down payment | As low as 3% down payment |
| Private mortgage insurance | No PMI required | No PMI required |
| Down payment and closing cost assistance |
Ready to apply or looking for more information?
Meet with one of our experienced Mortgage Loan Officers at the branch of your choice or find a Loan Officer using one of the search tools below.
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Paul Addamo,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 93047
Vincent Celentano,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 552467
Mavis Charles-Durham,
CRA Mortgage Loan Officer
NMLS ID# 632468
Eric Coutinho,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 1801388
Dan Danillowicz,
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 529083
Lisa Mish,
CRA Mortgage Loan Manager
NMLS ID# 50274
Gulasar Niyazova,
Vice President, Mortgage Loan Officer
NMLS ID# 1420818
Peter Sulick,
Vice President, Mortgage Sales Manager
NMLS ID# 12152
Please call413.538.9500for information regarding this location.
Legal Information & Disclosures
1 Additional towns throughout MA also qualify.
2 Income limits apply.