Massachusetts Housing Partnership (MHP)
Massachusetts Housing Partnership (MHP) loan programs
Homeownership is within reach
PeoplesBank and the Massachusetts Housing Partnership (MHP) offer MHP ONE and MHP ONE+ homeownership programs with affordable mortgage options to low-to-moderate-income, first-time home buyers.
Meet our loan officers
Discover two great MHP products
For qualifying Massachusetts residents
Competitive rates
Below-market interest rates designed for first-time buyers
No PMI
No Private Mortgage Insurance (PMI) requirement
Low down payment
As little as 3% down for qualified buyers
For qualifying current residents of 29 specific Massachusetts communities*
All ONE benefits
Includes competitive rates, low down payment and no PMI
Cost assistance
Down payment and closing cost assistance
Ready to learn more?
Simple steps to homeownership
Our streamlined process makes it easy to go from application to approval. Your loan officer will be with you every step of the way.
Connect with a loan officer
Schedule a free consultation to discuss your goals, income, and timeline.
Get pre-approved
We will review your finances and determine your buying power within 48 hours.
Find your home
Shop with confidence knowing exactly what you can afford.
Submit application
Complete your formal application with guidance every step of the way.
Close on your home
Finalize your loan and receive the keys to your new home!
Meet your new, dedicated loan officer
Our experienced team specializes in helping first-time buyers achieve homeownership. Each loan officer is certified and committed to finding the best solution for your unique situation.
Lisa Mish
CRA Mortgage Loan Officer
NMLS ID# 50274
Specialties
Email me
413.221.4131
Gulasar Niyazova
Vice President, Mortgage Loan Officer
NMLS ID# 1420818
Specialties
Eric Coutinho
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 1801388
Specialties
Conditions / Disclaimers
* Must be a current resident of one of the following cities: Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield, or Worcester.