HomeStart
Thought Owning a Home Was Just a Dream? Think Again.
We're kicking the doors wide open for first-time homebuyers.
Contact a loan officer
HomeStart Programs
At PeoplesBank, we believe everyone deserves the chance to put down roots in the community they love. That's why we created the PeoplesBank HomeStart Program; because saving for a massive down payment shouldn't stand between you and your front door. Whether you need a leg-up or just a little more flexibility, our HomeStart products are designed to help you get into your new home.
HomeStart Advantage
Designed to make your transition to homeownership as smooth as possible.
Product details
- 100% financing – No down payment required!
- No borrower-paid private mortgage insurance (PMI) required – keeping your monthly payments lower.
- 30-year term with a competitive, predictable interest rate.
Who qualifies?
- Those who meet income-eligibility requirements
- Purchasing a home in Connecticut or Massachusetts
HomeStart Flex
Flexibility that works for your unique financial picture.
Product details
- 100% financing – Keep your savings in your pocket.
- Borrower-paid private mortgage insurance.
- 30-year term for manageable payments.
Who qualifies?
- No income limitations
- Purchasing a home in Connecticut or Massachusetts
Meet your new, dedicated loan officer
Our experienced team specializes in helping first-time buyers achieve homeownership. Each loan officer is certified and committed to finding the best solution for your unique situation.
Email me
413.221.4131
Gulasar Niyazova
Vice President, Mortgage Loan Officer
NMLS ID# 1420818
Eric Coutinho
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 1801388
Vincent Celentano
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 552467
Mavis Charles-Durham
CRA Mortgage Loan Officer
NMLS ID# 632468
Dan Danillowicz
Assistant Vice President, Mortgage Loan Officer
NMLS ID# 529083
Conditions / Disclaimers
HomeStart Advantage and HomeStart Flex mortgage programs are offered by PeoplesBank and are available in Massachusetts and Connecticut only. HomeStart Advantage requires completion of homebuyer education course prior to closing. Programs available to qualified borrowers only and subject to credit approval and property eligibility requirements. Programs available for owner-occupied primary residences only. Mortgage insurance requirements vary by program. Rates, terms, and conditions are subject to change without notice. Additional terms and conditions may apply.