Open a Free Checking Account and Get $400*

Bank local and earn up to $400

We want to be your new bank, and we'll pay you to switch. Open a checking account, and enjoy up to $400*.

Open a Checking Account Online


Open an Account Today


Get the best checking account with the local bank that cares

Enter promotion code "Get400" when opening online.

Local Matters!


Your choice in a bank matters -
bank local / bank PeoplesBank

  • It matters that we have a checking account to fit your needs – from Free Checking to free worldwide ATM’s.
  • It matters that our banking technology can make your life easier – from free bill payment to mobile deposit.
  • It matters that WE GIVE BACK – PeoplesBank has donated over 5 million dollars to local charities in the past 6 years and our employees have donated over 20,000 volunteer hours in the last 2 years.

Compare Checking Products

Discover which checking account product is right for you.

 

Free Checking

Open Online

Minimum to Open

$10

Maintenance Service Charges

$0

Features

  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide4
  • Free VISA® Debit Card
  • Free MyPassion® Card
  • Free Online Banking
  • Free Mobile Banking5
  • Free Access24 Telephone Banking

Choice Checking

Open Online

Minimum to Open

$10

Maintenance Service Charges

$10
waived with total deposits of $2,000 or more during each statement cycle direct deposit1

Features

  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide
  • Refunds of other banks' ATM surcharges (up to $6.00 per statement cycle)
  • Free VISA® Debit Card
  • Free MyPassion® Card
  • Free Online Banking
  • Free Mobile Banking5
  • Free Access24 Telephone Banking

Interest Checking

Open Online

Minimum to Open

$10

Maintenance Service Charges

$20
waived with $5,000 average daily balances2

Earns Interest

Features

  • Free Checks3
  • Free Money Orders/Official Checks
  • Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide
  • Refunds of other banks' ATM surcharges
  • Free VISA® Debit Card
  • Free MyPassion® Card
  • Free Online Banking
  • Free Mobile Banking5
  • Free Access24 Telephone Banking
  Free Checking Choice Checking Interest Checking
  Open Online Open Online Open Online
Minimum to Open $10 $10 $10
Maintenance Service Charges $0 $10 waived with total deposits of $2,000 or more during each statement cycle direct deposit1 $20 waived with $5,000 average daily balances2
Minimum to Earn Interest N/A N/A $10
View Checking Rates
Free Checks3      
Free Money Orders/Official Checks      
Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide      
Refunds of Other Banks' ATM Surcharges4   Up to $6.00 per statement cycle  
Free VISA® Debit Card      
Free MyPassion® Card      
Free Online Banking      
Free Mobile Banking5      
Free Access24 Telephone Banking      

Checking accounts come with:

Free ATM Transactions

Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs4

Free Instant Issue Visa® Debit or ATM Card

Free Instant Issue Visa® Debit
or ATM Card
 

Free MyPassion® Debit Card

Free
MyPassion®
Debit Card
 

PeoplesOnline Banking

Free PeoplesOnline Banking, Bill Pay and eStatements
 

PeoplesOnline Mobile Banking

Free Mobile Banking with Fingerprint Login and Mobile Check Deposit5

Free Access24 Telephone Banking


LEGAL INFORMATION & DISCLOSURES

*Minimum opening deposit of $10 required. $50 when you open any new consumer checking account. $150 when 15 point of sale, (POS) debit card transactions settle, (settlement is the actual withdrawal of funds from your checking account), within 45 days of account opening, $200 if you have deposits totaling $2,000 or more within 45 days after account opening. Customers who have had an open PeoplesBank checking account within 12 months of new account opening are not eligible for payment. PeoplesBank employees are not eligible. Personal accounts only. Limit of one promotional account per household. Cannot be combined with any other offers. Offer available only to residents of Hampden/Hampshire/Franklin counties in Massachusetts and Hartford county in Connecticut. Offer subject to change without notice. Payments for POS debit card transactions and $2,000 in deposits will be processed within 6 weeks of fulfilling each requirement.

1 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
2 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
3 Free checks are standard, wallet style design only.
4 Free Checking account customers will have a $1.50 charge for using non-network ATMs.
5 3rd party fees for message, data and internet services may apply.