Home Equity

Home Equity Line of Credit 

• Borrow up to 80% of the assessed or appraised value of your home (less outstanding mortgage balance)
• Enjoy a low interest rate 
• Access your funds by simply writing a check
• Make payments only when you actually borrow the money
• Choose payments that include both principal and interest, or interest only

Fixed Rate, Fixed Term Loan (option of Home Equity Line program)

• Convert a portion of your home equity line to a fixed rate, fixed term loan and still retain access to the remaining balance of your equity through a line of credit
• Variety of terms available

Home Equity Loan 

• Borrow up to 80% of the assessed or appraised value of your home (less outstanding mortgage balance)
• Enjoy a competitive fixed rate with a fixed monthly payment
• Variety of terms available

Quick Knowledge Center

1. Current Rates
2. Flexible Payment Plans
3. Tax Advantages*
4. Free Credit Report
5. Contact a Home Equity Specialist by calling 413.538.9500

*See your tax advisor for more details.