Personal Checking

It's possible to free yourself from checking fees.

Fee-Free Easy Checking with Direct DepositAt PeoplesBank, we believe you should always have access to your money without extra fees or hoops. When you open a PeoplesBank Easy Checking account with direct deposit you get just that - free and easy checking without monthly maintenance service charges, fees or other inconveniences. So you will have more time and money for the people you love.

Easy Checking

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Interest Relationship Checking

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Free Checking

Open Online

Easy Checking accounts will have a $20 monthly maintenance service charge imposed if no direct deposit is received during each statement period. Interest Checking accounts will have a $10 monthly maintenance service charge imposed if $5,000 in average daily balances in a combination of deposits and loans is not maintained for each statement period. As of 7/1/16 the Interest Checking account pays an APY of .10%; interest rate subject to change without notice after account opening. Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY). Service Charges may reduce earnings.

Notes about all PeoplesBank checking accounts: You can receive your standard PeoplesBank Visa® Debit Card or ATM Card immediately by visiting any of our convenient branches. Free checks are standard, wallet style design only. Other banks may impose a surcharge for using their ATMs. Contact Us for more information.


Holyoke, Massachusetts 01040 | 413.538.9500 Connects to All Offices
  • DIF
  • FDIC
  • Equal Housing Lender