Home Equity

Mortgages

Energy Efficiency Home Equity Loan

Make your home more energy efficient.

Minimizing your home’s environmental impact is not only good for the environment, it can help you save money too. Our Energy Efficiency Home Equity Loan helps you make improvements to do just that.

  • Receive ¼% off our standard Home Equity Loan rates
  • 50% of the loan amount must be for energy savings improvements
  • Borrow up to 90% of the assessed or appraised value of your home (less outstanding mortgage balance)

The Energy Efficiency Home Equity loan offers ¼% off our standard Home Equity loan rates when at least 50% of the funds is used for the purpose of improvements designed to minimize the home’s environmental impact. You will be required to show documentation of the project highlighting the energy efficiency improvement. Offer subject to change without notice.

Home Equity Line of Credit

Home Equity Line of Credit  Apply

  • Borrow up to 90% of the assessed or appraised value of your home (less outstanding mortgage balance)
  • Enjoy a low interest rate
  • Access your funds by simply writing a check
  • Make payments only when you actually borrow the money
  • Choose payments that include both principal and interest, or interest only

Fixed Rate, Fixed Term Loan

Fixed Rate, Fixed Term Loan (option of Home Equity Line program)

  • Convert a portion of your home equity line to a fixed rate, fixed term loan and still retain access to the remaining balance of your equity through a line of credit.
  • Variety of terms available

Home Equity Loan

Energy Efficiency Home Equity Loan  Apply

  • ¼% off our standard Home Equity Loan rates
  • Borrow up to 90% of the assessed or appraised value of your home (less outstanding mortgage balance)
  • 50% of the loan amount must be for energy savings improvements
  • Variety of terms available

The Energy Efficiency Home Equity loan offers ¼% off our standard Home Equity loan rates when at least 50% of the funds is used for the purpose of improvements designed to minimize the home’s environmental impact.You will be required to show documentation of the project highlighting the energy efficiency improvement. Offer subject to change without notice.

Home Equity Loan  Apply

  • Borrow up to 90% of the assessed or appraised value of your home (less outstanding mortgage balance)
  • Enjoy a competitive fixed rate with a fixed monthly payment
  • Variety of terms available

Quick Knowledge Center

*See your tax advisor for more details.

  1. Current Rates
  2. Flexible Payment Plans
  3. Tax Advantages*
  4. Free Credit Report
  5. Contact a Home Equity Specialist by calling 413.538.9500

 

Holyoke, Massachusetts 01040 | 413.538.9500 Connects to All Offices
  • DIF
  • FDIC
  • Equal Housing Lender