Commercial Lending

At PeoplesBank, our Commercial Banking officers have the know-how and authority to provide you with the kind of responsiveness that today's business demands. With a wide range of commercial lending products, we'll provide you a customized financing solution to meet your borrowing needs.

Commercial Mortgages

No matter what type of real estate investment you're considering - owner-occupied or investment real estate, commercial or office buildings, or apartment complexes - we can provide you with the right mortgage, at competitive rates and flexible amortization schedules.

Construction Mortgages

Our Commercial banking officers will assist you in structuring the financing you need to build or renovate your commercial property. Furthermore when your project is completed, our construction mortgage automatically converts to a permanent mortgage!

Term Loans

Whether you're looking to expand your operations or upgrade your facilities, our term loan is the credit solution for you. We provide financing for equipment or vehicle purchases, renovations, permanent working capital or any longer term credit need. Our lenders are ready to assist you in determining the best solution for you!

Lines of Credit

Access the money you need whenever you want! Our lines of credit enable you to improve cash flow, act on business opportunities, and take advantage of vendor discounts for prompt payment. Whether you need to cover cash flow shortages or purchase seasonal inventory, a PeoplesBank line of credit will help meet your short term borrowing needs.

Letters of Credit

Do you need to guarantee payment to a new domestic supplier or international vendor? PeoplesBank can assist you with import, export, domestic and standby letters of credit.

To hear more about PeoplesBank customized financing solutions, please contact one of our Commercial Banking Officers.