Bank Cards


Business Bank Cards

Safe. Secure. Efficient. Manage your business expenses and increase efficiencies by using one of our Bank Cards. 

Visit any of our convenient locations or call us at 413.538.9500 with any questions.

Visa® Business Debit

PeoplesBank VISA Business Debit Card with EMV Technology
  • Pay for purchases wherever Visa® is accepted without having to write a check, present identification, or pay credit card charges.
  • Get cash at thousands of ATM locations worldwide.
  • Transfer funds, make deposits and check account balances at all PeoplesBank ATMs.
  • Protection and security with Fraudwatch® Plus*.

Call 413.538.9500 for an application.

*Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.

ATM Card

  • Make deposits, transfers and check balances 24-hours a day at any of PeoplesBank's conveniently located ATMs.
  • Use for cash withdrawals at thousands of locations.

Call 413.538.9500 for an application.


PeoplesBank PayCard<sup>SM</sup> Program

PeoplesBank PayCardSM Program can help businesses reduce payroll-related expenses while also providing a safer, more convenient way for employees to receive their pay.

Employer Benefits:

Go Paperless!  Maximize direct deposit participation by offering our PayCardSM.  It is a simple, efficient, and cost effective way to streamline payroll administration.  You’ll realize cost savings on printing and distributing paper checks and the administration costs associated with paper checks including reconciliation and escheatment.  Plus you’ll also reduce the risk of theft and fraud.

Benefits for your Employees

  • Save time with direct deposit –funds automatically deposited –no special trips to cash a check 
  • Eliminate check cashing fees 
  • Easy to use cardholder website
    • Transaction history
    • Bill Pay
    • Online Budgeting
    • Text and email alerts
  • Safer alternative to cash
    • Replaceable if lost or stolen
    • Zero Liability on fraudulent transactions
  • 24 hour bi-lingual customer service

How it works:

Once your employee has obtained a PeoplesBank PayCardSM, each pay period, their pay will automatically be deposited to their personalized, re-loadable PeoplesBank PayCardSM. The payroll card allows them to access their funds through an ATM and anywhere Debit MasterCard® is accepted. The payroll card is a debit card, not a credit card; each time the card is used, the purchase amount is deducted from the available balance.

To enroll in the PeoplesBank PayCardSM Program or to learn more about how it can help you and your employees, contact Cash Management at 413.493.7517 or

Lost or Stolen

To report a lost or stolen PeoplesBank Visa® Business Debit Card or ATM Card during banking hours, call our Customer Relations Center at 413.538.9500 (outside of area call 800.342.9100).

Monday through Wednesday & Friday - 8:30 a.m. - 4:30 p.m.
Thursday - 8:30 a.m. - 5:00 p.m.
Saturday - 8:30 a.m. - 2:00 p.m.

After banking business hours, call 800.264.5578 within the United States or call collect 701.461.0621 from outside the United States.

PIN Changes

To change the PIN number on your PeoplesBank Visa® Business Debit or ATM Card, call 800.448.8268 or visit any PeoplesBank ATM. If you have forgotten your PIN, please visit your local branch office.


Travel Alert: PeoplesBank has been notified by VISA of ongoing fraudulent activity in certain states within the U.S. and countries internationally. To protect our customers, we have limited transactions in these locations. We will continue to work in partnership with VISA to monitor this situation and apologize for any inconvenience. If you are traveling and will be using your debit card, please contact us at 413.538.9500 and we will ensure full access to your normal debit card transactions.


Holyoke, Massachusetts 01040 | 413.538.9500 Connects to All Offices
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  • FDIC
  • Equal Housing Lender